Cookie Definition:
Cookies are made up of portions of code installed in the browser that assist the Owner in providing the Service for the purposes described. Some of the purposes for which cookies are installed may also require user consent.
If the cookie installation is based on consent, this consent may be freely withdrawn at any time, following the instructions in this document.

What is a cookie?
A cookie is a small text file, generally made up of identifiers, names of letter and number websites, where the user, when browsing the web page through a web browser (eg Internet Explorer, Chrome, etc.) may or may not allow storage on your computer, mobile terminal, or other equipment used by you. The cookie is “passive” (it does not contain software, viruses or spyware, and can not access the information on the user’s hard drive).

What are cookies used for?
These files make it possible to recognize the user’s terminal and present to it content that is suited to its preferences. Cookies provide the user with a pleasant browsing experience and support SCHLICHT.ING’s efforts to provide user-friendly services such as: online privacy preferences, shopping cart or relevant advertising. Cookies are used to prepare aggregated anonymous statistics that help us understand how a user benefits from our web pages, allowing us to improve their structure and content.

Cookies and cookies that serve aggregate statistical purposes

Activity strictly required for the operation of the Service
This application uses cookies to save the user’s session and to perform other activities strictly necessary for the operation of this application, for example in connection with traffic distribution.

Saving preferences, optimization, and statistics

This application uses cookies to save navigation preferences and optimize the user browsing experience. These cookies include, for example, those used to establish linguistic and currency preferences or to manage the statistics of the first participant used directly by the site owner

Other types of cookies or other parts installing cookies

Some of the services listed below collect statistics in an anonymous and aggregate form and can not require the User’s consent or may be managed directly by the Owner – as described – without the help of third parties. If the services included in the tools below are listed among the tools below, they can be used to track users’ browsing habits – in addition to the information specified here and without the Owner’s knowledge. Please review the privacy policy of the listed services for detailed information

A visit to this site may place the following types of cookies:
• Site performance cookies;
• Visitor analysis cookies;
• Recording cookies;
• Cookies for advertising;
• Advertiser cookies.

Analytics
The services contained in this section allow the owner to monitor and analyze web traffic and can be used to track user behavior.
Facebook Conversion Tracking Tracking (Facebook, Inc.)
Facebook Conversion Tracking is an analysis service provided by Facebook, Inc. which connects the data from the Facebook advertising network to the actions taken on this app.
Collected personal data: cookies and usage data.
Place of processing: US.

Google AdWords Conversion Tracking (Google Inc.)
Conversion tracking through Google AdWords is an analysis service provided by Google Inc. which connects the Google AdWords ad network data with the actions on this app.
Collected personal data: cookies and usage data.
Place of processing: US.

Google Analytics with anonymous IP (Google Inc.)
– Google Analytics is a web analytics service provided by Google Inc. ( “Google”). Google uses the data collected to track and review the use of this app, prepare reports about its activities, and share it with other Google services.
– Google can use the data collected to contextualize and customize ads on its own advertising network.
– This integration of Google Analytics anonymous your IP address. It works by shortening users’ IP addresses in the European Union Member States or other Contracting States to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be sent to a Google server and reduced to the US.
– Personal data collected: cookies and usage data.
– Place of processing: US

Twitter Tracking Conversion Tracking (Twitter, Inc.)
Twitter Tracking Conversion Tracking is an analysis service provided by Twitter, Inc. which connects the data from the Twitter advertising network to the actions made in this application.
Collected personal data: cookies and usage data.
Place of processing: US.

Google Analytics Display Network (Google Inc.)
Google Analytics on this application could use Google’s interest-based advertising, data and third-party audience information in the DoubleClick cookie to extend analytics data to demographics, interests, and ad ads.
Collected personal data: cookies and usage data.
Place of processing: US

Google Analytics ID Extension (Google Inc.)
Google Analytics in this application uses a feature called User ID. This configuration allows for more accurate tracking of users by associating that user with the same ID on different sessions and devices. It is configured in a way that does not allow Google to personally identify a person or permanently identify a particular device.
The User ID extension could make it possible to link Analytics data with other user data collected by this app.
The renunciation link below will only stop you for the device you are on, but not for self-tracking. Please contact the owner via the email address provided in this privacy policy to object to the above mentioned tracking.
Collected personal data: cookies.
Place of processing: US

Commercial affiliation

This type of service allows this app to display ads for third-party products or services. Ads can be displayed either as ad links or banners that use different types of graphics. Clicks on the icon or banner posted on the app are tracked by the third-party services listed below and are shared with this app. For details on collected data, see the privacy policy of each service. ReferralCandy (Anafore Pte Ltd.) ReferralCandy is a commercial affiliate service offered by Anafore Pte. Ltd. Personal data collected: cookies, email address, first name, username and usage data. Place of processing: Singapore.

Displaying content on external platforms

This type of service allows you to view content hosted on external platforms directly from and interact with this application’s pages.
This type of service could still collect web traffic data for the pages where the service is installed, even if users do not use it.

YouTube video widget (Google Inc.)
YouTube is a video content viewer service provided by Google Inc. which allows this app to include content of this type on its pages.
Collected personal data: cookies and usage data.
Place of processing: US

Hosting and backend infrastructure

This type of service has the purpose of hosting data and files that allow this application to run and distributed, as well as provide an infrastructure ready to run certain features or parts of this application. Some of these services work through geographically distributed servers, making it difficult to determine the current location where personal data is stored. Content Akamai Content Distribution Network (Akamai Technologies, Inc.) Akamai is a hosting service provided by Akamai Technologies, Inc. Collected personal data: cookies and usage data. Place of processing: US.

Infrastructure monitoring

This type of service allows this application to monitor the use and behavior of its components so that performance, operation, maintenance, and troubleshooting can be improved.
What personal data is processed depends on the features and how to deploy these services, whose function is to filter out the activities of this application.

Pingdom (Pingdom AB)
Pingdom is a monitoring service provided by Pingdom AB.
Collected personal data: cookies and usage data.
Place of processing: Sweden.

Interaction with external social networks and platforms

This type of service allows interaction with social networks or other external platforms directly from the pages of this application. Interaction and information obtained through this application are always subject to the user privacy settings for each social network. This type of service could still collect traffic data for pages where the service is installed, even when users do not use it.
Twitter Tweet Tweet and Twitter widgets Twitter Twitter and social widgets are services that allow interaction with the Twitter social network provided by Twitter Inc. Collected personal data: cookies and usage data.
Place of processing: US.

Facebook button and social widgets (Facebook, Inc.) The Facebook button and social widgets are services that allow interaction with the Facebook social network offered by Facebook, Inc.
Collected personal data: cookies and usage data.
Place of processing: US.

Google+ +1 button and social widgets (Google Inc.) The Google+ +1 button and social widgets are services that allow interaction with the Google+ social network provided by Google Inc.
Collected personal data: cookies and usage data.
Place of processing: US.

Interaction with live chat platforms

This type of service allows users to interact with third-party live chat platforms directly from the pages of this application, to contact and be contacted by this application support service. If one of these services is installed, it can collect navigation and usage data on pages where it is installed, even if users are not actively using the service. In addition, live chat conversations can be recorded.
tawk.to
tawk.to is a live chat platform interaction service provided by tawk.to inc
Collected personal data: cookies and usage data.
Place of processing: US.

Interaction with support platforms and feedback

Remarketing and behavioral targeting

This type of service allows this app and its partners to inform, optimize, and serve advertising based on the past use of this application by the user. This is done by tracking usage data and using cookies, information that is transferred to partners who manage remarketing and behavioral targeting. In addition to any opt-out offered by any of the services below, the user may discontinue use of a third-party cookie by visiting the Disabling Advertising Initiative page on the network.

AdWords Remarketing (Google Inc.)
AdWords remarketing is a remarketing and behavior targeting service provided by Google Inc. which connects the activity of this app with the Adwords advertising network and the Doubleclick cookie.
Collected personal data: cookies and usage data.
Place of processing: US

Facebook Public Audience (Facebook, Inc.)
Facebook Public Audience is a remarketing and behavioral guidance service provided by Facebook, Inc. which connects the activity of this application with the Facebook advertising network. Collected personal data: cookies and email address.
Place of processing: US

Remarketing Facebook (Facebook, Inc.)
Facebook remarketing is a remarketing and behavioral guidance service provided by Facebook, Inc. which connects the activity of this application with the Facebook advertising network. Collected personal data: cookies and usage data.
Place of processing: US

Twitter Remarketing (Twitter, Inc.)
Twitter remarketing is a remarketing and behavior targeting service provided by Twitter, Inc. which connects the activity of this app with the Twitter advertising network. Collected personal data: cookies and usage data.
Place of processing: US

Google Analytics Image Advertising remarketing (Google Inc.)
Google Analytics for Display Advertising is a remarketing and behavior targeting service provided by Google Inc. which connects the tracking activity performed by Google Analytics and its cookies with the Adwords advertising network and the Doubleclick cookie. Collected personal data: cookies and usage data.
Place of processing: US

How to Offer or Disclaim Consent to Install Cookies

In addition to what is specified in this document, the user can manage cookie preferences directly from their browser and can prevent – for example – third parties from installing cookies.
With browser preferences, it is possible to delete previously installed Cookies, including cookies that could have saved the initial consent to cookies by this site.

Users can, for example, find information on how to cook cookies in the most commonly used browsers at the following addresses: Google Chrome, Mozilla Firefox, Apple Safari, and Microsoft Internet Explorer.

With regard to cookies installed by third parties, Users can manage their preferences and withdraw their consent by clicking the renunciation link using the means provided in the third-party privacy policy or by contacting the third party.

Without prejudice to the foregoing, the owner informs that Users may follow the instructions provided by EDAA (EU), Network Advertising Initiative (US) and Digital Advertising Alliance (USA), DAAC (Canada), DDAI (Japan)) or other similar services. Such initiatives allow users to choose their tracking preferences for most of the advertising tools. The owner therefore recommends that users use these resources in addition to the information provided in this document.

Owner and data controller

SCHLICHT.ING SRL
Because the installation of third-party cookies and other tracking systems through the services used within this application can not be technically controlled by the owner, any specific references to cookies and tracking systems installed by third parties should be considered as guidance. In order to obtain complete information, the user is asked to consult the privacy policy for the respective third-party services listed in this document. Given the objective complexity of identifying cookie technologies, users are encouraged to contact the owner if they wish to receive any additional information on the use of cookies by this application.

Retrieving and deleting cookies
In general, an application used to access web pages allows you to save cookies to the user’s terminal by default. These settings can be modified by the user so that automatic cookie administration is blocked by the web browser or the user is informed whenever cookies are sent to his or her terminal.
The collected data is stored for a period of up to 60 calendar months.

Updates to the cookie policy
The website owner may update this cookie policy to reflect changes in the various cookies used for operational, legal or regulatory purposes. Please read the cookie policy regularly to ensure you are properly informed of how we use cookies. The date of this policy is updated in the header of this section.

Definitions and legal references

Personal data (or data)
Any information that, directly or indirectly, or in connection with other information – including a personal identification number – allows identification or identification of a natural person.
Usage data
Information collected automatically through this application (or third-party services used in this application), which may include: the IP addresses or domain names of the computers used by Users using this application, the Uniform Resource Identifier (URI) to send the request to the server, the size of the file received in response, the numeric code indicating the status of the server response (successful result, error, etc.), country of origin, Browser and Operating System characteristics used by the User, details of the different example, the time spent on each page within the application) and details of the path followed within the application, with particular reference to the sequence, visited pages, and other parameters about the user’s operating system and / or user’s IT environment.

User
The person using this application, which, unless otherwise specified, coincides with the data subject.

Subject of data
The physical person referred to by personal data.

Data Processor (or Data Supervisor)
Physical or legal person, public authority, agency or other body processing personal data on behalf of the controller, as described in this privacy policy.

Data Controller (or Holder)
A natural or legal person, a public authority, an agency or other body which, alone or with others, determines the purposes and means of processing personal data, including security measures relating to the operation and use of that application. The Data Controller, unless otherwise specified, is the owner of this application.

This application
The ways in which the user’s personal data is collected and processed.

Service
The service provided by this application is described in relative terms (if available) and on this site / application.

European Union (or EU)
Unless otherwise specified, all references made in this document to the European Union include all the current Member States of the European Union and the European Economic Area.

cookie
A small piece of data stored in the user’s device.
E-mail

Provides access to the user’s primary email address.